Thursday, January 31, 2008

Trade in China

These days China is a global source for the commodities and is focusing on the international trade day by day. There is tough competition in the market but still China is standing its ground and striving its best. It has proved itself in several kinds of businesses and electronic goods manufacturing industry is on its peak. China is a leading supplier of the electronic toys all over the globe. In-spite of China staying into the international trade for quite a long time, it has stood the examination of time and has survived in-spite of neck-to-neck competition in the market.

It got best processes to work with and day-by-day has improved upon the same too. Several manufacturing companies are coming up everyday and global sourcing is been practiced now. This has boosted the average income of the individual and has improved upon the economic status of the nation too. Though China has the problem of highest population in the world but still it is trying its best to boost up the nations economy to give a better living to its people.

More and more companies have been practicing global sourcing for quite some time now, however, there has been seen an immense intensification in the number of organizations. These institutional bodies and organizations are concentrating on better global supply base, which provides better foundation to the booming industry sector. Several countries are focusing for China to be their global outsource plant as the manpower and other goods are cheap and easily available. It is the nation getting utmost consideration and attention these days and is principally supplying immense goods in the international trade.

The increase in the number of exports in China has increased in the international trade and it can compensate the losses, which the country had been bearing all these years due to immense imports it had in the past years. It has been a chief exporter to several countries in Asia and in the international trade too. It is gathering benefits from all of its partner nations too and trying to take its economy to greater heights.

Its global boundaries are increasing every day and there is a shift in its global scenario too. Its trade has improved and is greatly diversified and versatile. It is getting more professional and is adapting to a portfolio approach with the use of multiple global sourcing mechanism. There are generally few different kinds of framework like classification, structured model, which are these days been adapted by the industries to improve their production and are varied source of outsourcing mechanism for international trade. Because of all these China is a perfect source of International trade.

In the field of IT industry due to cost reduction for the development and communication there are several countries sourcing themselves from different markets which helps them to reduce the production costs of the products and pay lesser wages too. This is again beneficial for China and will be a win-win situation for both of the nations.

Yu Sun is a consultant for Tootoo.com, the leading B2B Portal and Vertical Search Engine for China sourcing.

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Six Reasons to K.I.S.S.

Six Reasons to K.I.S.S.

Very often, people confuse simple with simplistic. The nuance is lost on most.
- Clement Mok, Chief Creative Officer, Sapient

Weve all heard THIS acronym, K.I.S.S. Keep it Simple, Stupid! While I prefer, Keep it Splendidly Simple; the point is the same. Make it simple! All of us have heard the phrase. All of us nervously laugh and knowingly nod our heads when we hear it. All too often we dont follow this sage advice.

Weve all heard the joke that a consultant is someone who will tell you about how to design, build and sell a watch, when all you wanted to know was the time. We are stereotyped often as people who like to make things more complicated, if for no other reason, than to justify our fee.

While I dont completely agree with the stereotype, as is usually true with these things, it contains a grain of truth. I believe we can serve both ourselves and our clients better if we remember to keep our proposals, project plans, reports and other services more elegant (defined in my dictionary as, ingeniously simple and pleasing, or excellent), or simple. Here are six reasons why we should strive to make simple one of the criteria for our work products:

1.Simple reduces errors. The more complex something becomes, the easier it is to make mistakes. Want your client to implement your 18-step model? How likely will they be able to successfully navigate each step without errors or frustration? Not very likely. Which is of the following is more likely to succeed? A nine-page booklet of steps to follow in using the new software, or a concise job aid, that gives 80% of the users all the detail theyll ever need, in a more usable format? (Even if you do need to provide the in-depth handbook, perhaps you need to write the job aid too!) When we design simple, elegant solutions, the error rate drops.


2.Simple is motivating. Simple plans give people confidence that they can succeed. When people understand the four key points in your presentation, they are more motivated to apply them, because they feel like they have a fighting chance of success.


3.Simple is more effective. People are bright, but people have many things on their mind. When presenting findings to clients, we often have a 100 page report and a one page executive summary. The one page is probably too high an overview to lead to effective decisions, and how many people will actually read your 100 page report? (When was the last time you read a 100 page report?). What clients need from us is the ability not only to analyze, or come up with the reams of data, but also the ability to synthesize, or draw together the key elements in new and all encompassing ways. A simpler report can lead us to that. The simpler, five-pager, will force you to synthesize and provide the client with something much more valuable than the briefcase breaker.


4.Simple saves time. This one is easy. It is common sense. When we make things simpler, we save time for the client (and ourselves in the long run). Enough said.


5.Simple brings focus. Having one clear goal is easier for people to follow, than knowing the Nine Strategic Initiatives of the First Half of the Year. One is motivating, the other a hopeless clutter for the mind. I recently read, When everything is important, nothing is.. It hit home and helped my perspective about keeping it simple. If we want to stay focused, we have to keep it simple.


6.Simple is easier to sell. Being simple in our approach does not mean quick and dirty, or incomplete. Remember that simple and elegant can be synonyms. Would you rather buy an elegant, simple approach, or something very detailed and elaborate? Think about your answer before you design your next consulting engagement.

A short comment in a recent Leadership Team meeting I was facilitating nudged me to write this. They were discussing a vision for their organization, and someone was talking about keeping things simple. They stated it as, Sealed with a KISS. Ive decided to use that a criteria for all of our client work, and for internal efforts as well (even my personal projects!). Hopefully this piece has given you pause to think about this concept, and accept my premise. My next article will focus on how to keep or make things simpler, but including those ideas now might clutter your mind. Until then, try sealing things with a KISS.

2001, Kevin Eikenberry, All Rights Reserved. Kevin is the President of The Kevin Eikenberry Group, a learning consulting company that helps their Clients reach their potential through a variety of training, consulting and speaking services. Go to http://www.kevineikenberry.com/training/training.asp to learn more about customized training and workshops on consulting services offered or contact Kevin at toll free 888.LEARNER.

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Wednesday, January 30, 2008

Basic Mortgage Terms

If it is your first time applying for a mortgage, there are a number of terms you should know. Educating yourself on the various mortgage terms you will run into will help you make better decisions when deciding which home you want to purchase. When you sign a mortgage contract, your home is used for collateral and it is your responsibility to make sure your payments are made on time each month.

The first term you should know is principal. The principal is basically defined as the amount of money you borrow for your home. Before the principal is provided you will need to make a down payment. A down payment is the percentage you will put towards the principal. The amount of the down payment will often depend on the cost of the home. Once you pay off the principal, the home is yours.

The next term you will need to know is interest. Interest is a percentage that you are charged to borrow a certain amount of money. Along with the interest rate, lenders may also charge you points. A point is a portion of the total funds financed. The principal and interest makes up the majority of your monthly payments, and this is a method that is called amortization. Amortization is the method by which your loan is reduced over a given period of time. Your payments for the first few years will cover the interest, while payments made later will be applied towards the principal.

A portion of your mortgage payments can be placed in an escrow account in order to go towards insurance, taxes, or other expenses. The next term you will hear a lot is taxes. Taxes are the amount of money that you have to pay to your state or government. When it comes to your home, these are known as property taxes. These taxes are used to build roads, schools, and other public projects. All homeowners must pay property taxes.

Insurance is another important term that you will hear in the real estate community. You will not be allowed to close on your mortgage if you don't have insurance for your home. Home insurance covers your home against floods, fire, theft, or other problems. Unless you can afford to repair your home if it is damaged, it is usually a good idea to get insurance for your home. If your home is located within a zone that is known for having floods, federal laws may require you to have flood insurance.

If the down payment you put towards your home is less than 20% of the total value, you will often be charged additional premiums on your insurance by the lender. This is done to protect you in the event that you default on your loans and fail to make payments. Without this, many people would not be able to afford a house. Once you have paid off about 78% of the home, the lender will stop charging you insurance premiums.

These are the basic terms you will need to know before your purchase a home. Understanding these things will allow you to avoid many of the pitfalls that exist in the real estate field. You want an interest rate that is low, and you should always try to get a fixed interest rate if possible. This will allow you to focus your income on making payments towards the principal, and this will help you pay off the loan faster. A mortgage is an important part of your financial picture, and you want to make sure you pick a home that you can afford. If you fail to make your payments, you may lose your house.

Joseph Kenny writes for http://www.ukpersonalloanstore.co.uk where you can find more information on what a mortgage is, available on site.

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Understand Your Microwave Oven

Using a microwave oven beyond just reheating of foods and drinks can be quite difficult. Most of us have some kind of training in using a conventional oven properly and there are a huge number of cookery programs on TV to give helpful tips and advice on cooking times and temperatures. Microwaves however are completely different with very little help available and cookbooks being few and not widely promoted. Here is a guide to the general use of your microwave oven.

When using your microwave oven do not always blast everything at full power, as to so extent microwaves will cook foods in similar ways to your conventional oven and you do not cook everything at full power with your conventional oven as you end up with the food burnt on the outside and not cooked in the middle. The same effect can occur with dense items of food in a microwave oven if the food is cooked on too high power. The thing to remember with microwaves is that they penetrate the food only to a certain depth and by reducing the power this allows the heat to disperse through the food and cook it evenly and thoroughly.

To observe how your microwave cooks put in a stew and try it on full power you will notice after a couple of minutes the liquid near the outer edge of the container is bubbling and very hot and that in the middle will probably be still be cold. If you reduce the power and cook for a longer period of time you will notice that the heat has dispersed further into the liquid. Remember though that you will still have to stir the liquid and leave all microwave food to stand for at least two minutes before serving it.

Using your microwave oven to cook is much more economical than when using a conventional oven and because it does not generate heat will keep your kitchen cooler and is generally cleaner than using a conventional microwave oven.

Bought to you by Rossgo of http://www.everythingmicrowaves.com

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Tuesday, January 29, 2008

Your Home is Your Bank

Are you disturbed by the financial constraints that hamper the smooth functioning of your life? Do you think that the deficits in your budget have left you in a lurch? Do not be worried any more. Financial ups and downs are an integral part of everybody's life. Do not make these short term irregularities so empowered that all the funs and excitement from life are dried up.

To overcome the financial hurdles you can take the help of loans. You will be pleased to know the estimate that the average cost of home in UK is near about 200,000 pounds. So if you are home owner, availing a loan is not a problem. You can borrow up to the eighty percentage tons of the value of your loan. Your home is your bank.

Homeowner loans are available when you pledge your home as the security. Under these loan categories, you can borrow up to 250,000 pounds. Rate of interest is also very low. The repayment period can be stretched till twenty five years. In this time period you can repay the borrowed amount with interest in easy monthly instalments.

The amount you can borrow under the homeowner loans category depends upon your credit history and the value of your residential property. The loan amount is decided on the loan to value or the LTV criterion. Your previous outstanding also plays a role while deciding the amount.

To get the homeowner loans you have to fill up the online application form. There are more than hundreds of loan plans. You can choose one of them as per your requirement. After you fill the form your asset and credit rating is being checked. Then only you can have the loan. You are free to use the borrowed amount for any purpose. So apply for the homeowner loans today and make your requirements fulfilled without any hurdle.

The author is a business writer specializing in finance products and has written authoritative articles on the finance industry. She has done her masters in Business Administration and is currently assisting Loans-Bazaar as a finance specialist. For more information on Home Improvement Loans visit www.loans-bazaar.co.uk

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Your Credit Score - How It Can Cost You Thousands More on Your Mortgage - Part 1

A sharp rise in the delinquency of subprime mortgages has caused lenders to tighten up their standards and actually reject applications.

Should you attempt to refinance your present mortgage or seek a new mortgage, your credit score has become more critical to your loan approval.

Can it make a difference? Yes, it can make a significant difference in payment.

Fair Isaac, an acronym for Fair Isaac Company which is the most recognized authority in determining your personal credit score, gives this example of how your credit score can affect your monthly payments based on a 30-year fixed-rate mortgage for a $300,000 home loan:

A FICO score of 760 to 850 gets an interest rate of 6.298% and a monthly payment of $1,857.

A FICO score of 700 to 759 gets an interest rate of 6.520% and a monthly payment of $1,900.

A FICO score of 660 to 699 gets an interest rate of 6.804% and a monthly payment of $1,957.

A FICO score of 620 to 659 gets an interest rate of 7.614% and a monthly payment of $2,121.

A FICO socre of 580 to 619 gets an interest rate of 8.932% and a monthly payment of $2,399.

The difference between the best rating and the worst rating increases your monthly payment by $542, you pay $2,399 rather than $1,857.

A credit score is a mathematical model that analyzes information in your credit report. Lenders use credit scores to gauge the likelihood that you will repay your debts.

So what determines your credit score? Payment history is 35%, the amount you owe is 30%, the length of credit history is 15%, new credit is 10% and the types of credit you are using is 10%.

You can obtain all three of your credit reports from Equifax, Experian and TransUnion at:

http://www.annualcreditreport.com

You are entitled to a free copy of your credit reports annually but will not receive your credit scores for free. You will be pitched to pay for the right to receive your credit scores from the agencies.

Many of the sales pitches for free credit reports at other web sites are no more than high pressure attempts to get you to pay for the report by subscribing to any number of services that you neither need nor want.

Should you type in http://www.freecreditreport.com, for example, you will be taken to an Experian web site that will give you a free credit report for their service only IF you are willing to be subscribed to a service they offer for $14.95 a month. Experian invites you to "Join Over 20 Million Customers who have already checked their FREE Experian CREDIT REPORT."

Multiply $14.95 per 20 million per month and it adds up to $299 million in monthly revenue if the cardholders continue the service. Multiply $299 million in monthly revenue times 12 months and it adds up to $1.588 trillion in annual revenue for Experian.

There are two things very wrong with Experian's offer. First, and foremost, the credit report IS NOT FREE unless you subscribe to a service I would neither need nor want.

Experian's marketing formula for writing a sales pitch is hardly unique. Almost any marketer can open his or her e-mail tomorrow and read the same formula repeated in 100 different sales pitches for another opportunity to provide a product, service, or attend a seminar. The pitch will be in English, the language will be in doublespeak.

Second, the large headline above the button to get your report says "GET YOUR FREE CREDIT SCORE AND A WHOLE LOT MORE!" The inducement is misleading. It does not say get your free credit report, it says get your free credit score. You get your report and your credit score and some other services only by agreeing to sign up for the $14.95 a month service.

Someone eager to get their free report will hit the button for their free credit report and unwittingly subscribe to a service they neither need nor want. You must read the fine print on the page to know the difference.

This kind of inducement by Experian is hardly clear, straightforward, honest, ethical or anything else good; it is bad and wrong. The fact that advertisers can even do this legally is disturbing and obviously not regulated.

Do not, I repeat DO NOT, respond to any other online pitches for your free credit report other than http://www.annualcreditreport.com (this is the government-mandated site) or you may be ripped off by an industry that is neither helpful nor trustworthy. Credit card reporting agencies are always giving poor, difficult customer service, making shyster offers and responding poorly when removing incorrect information from your credit report.

They are paid by businesses to only find and record any negative information about you. They could care less whether you drop dead on their front steps as long as they relieve you or your money first.

(Note: This is Part 1 of a 3-Part Series.)

Copyright 2007 Ed Bagley

Ed Bagley's Blog Publishes Original Articles on Current and Past Events with Analysis and Commentary on Movie Reviews, Sports, Lessons in Life, News and Comment, Jobs and Careers, and Internet Marketing intended to Delight, Inform, Educate and Motivate You the Reader. Find Ed's Blog at:
http://www.edbagleyblog.com
http://www.edbagleyblog.com/MovieReviewArticles.html

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Monday, January 28, 2008

Power of Attorney

New Jersey Power of Attorney

You probably don't want to think about having an accident or becoming critically ill, but it's important for you to plan for these situations, especially if you have children or dependents that rely on you for financial and personal care. Something you should consider in your planning is a New Jersey power of attorney. This legal document can save your loved ones a great deal of frustration and help you receive the best care possible if you become unable to make your own medical and financial decisions because of an accident or serious illness.

Power of Attorney

A New Jersey power of attorney is a legal document that is similar to a living will, but is different in how your wishes are designated. In a living will, you specify what kind of medical care you want to receive in the event that you are critically injured or become seriously ill enough that you can no longer make your own decisions. A power of attorney is different because instead of leaving specific instructions for your care, you designate a person to make decisions about your medical care and finances if you become unable to manage them on your own. A husband may designate his wife as his power of attorney or a mother may choose her oldest soon. Having this document in writing can eliminate a lot of stress for your family members if you become injured or ill.

Medical Decisions

Once you have designated a decision maker in your New Jersey power of attorney, that person will make medical decisions for you if you become unable to make them for yourself. This person may be called upon to make decisions about life support, ventilators, feeding tubes, and other medical treatments and diagnostic procedures. If you chose someone you can trust to do the right thing, these decisions will be made in the best interests of you and your family and not in the best interest of the designated decision maker.

Financial Decisions

A New Jersey power of attorney can also designate a person to handle your finances after you become unable to manage them on your own. You dont need to be critically ill or injured to have your designated person begin managing your finances. Elderly people often designate someone to carry out this responsibility because they have become forgetful or suffer from dementia and other conditions that make managing finances too difficult. You should designate someone trustworthy so that the right decisions will be made. Your power of attorney should make sure your bills are paid and ensure that your money is handled cautiously.

While no one wants to think about being seriously injured or rendered unable to make basic financial and medical decisions, it can happen when you least expect it. Having a New Jersey power of attorney drafted before you actually need it can save your family a lot of heartache and confusion and help ensure that your wishes are carried out by someone you trust.

Looking for the best NJ Lawyer ? Look no further, check out our New Jersey Lawyers website today!

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Know Your Mini Moto

The Mini Moto is a small scale replica of the World Super Bikes used by the likes of Valentino Rossi and ex champion Carl Fogarty. The Mini Moto comes equipped with either a two stroke air or water cooled engine which are, depending on the model, capable of speeds of up to 60Mph.

In this article I will underline the finer points of the components that make these speeds possible.

The two Stroke Engine

The two stroke engine produces more hp per pound than the four stroke engine. The two stroke engine consists of three moving parts, the piston, the rod and the crank. The piston acts as valve that opens and closes the intake and exhaust ports that are located on the walls of the cylinder. Unlike the four stroke engine that fires only every other time of the pistons movement, the two stoke engine fires every time the piston reaches the top of its travel. This means that the time spent generating power is doubled in the two stroke engine than that of the four stroke engine, as there is no engine coasting during passive cycles. This is the main reason that the two stroke engine can rev more highly and produce more power (for its size) that the four stroke.

Fuel

The two stroke engine needs to be run on a mixture of petrol and two stroke oil. This is so that the engine is kept lubricated whilst in use.

99% of all starting problems are caused by fuel problems. These can stem from bad or old fuel and improperly mixed fuel (please see mixing chart). Do not use fuels that contain alcohol, as the can cause you bike to run lean. Be advised some racing fuels contain alcohol and are best avoided.. We recommend that you use normal petrol for a garage and a quality two stroke oil.

A mixture that is too lean I.e not enough two stroke oil can damage your mini motos engine as the moving parts are not properly lubricated. This can cause the engine to seize. However a mixture that is too rich can choke the engine and effect the performance and cause starting problems. You can tell if your mini moto is running too richly by the plumes of white smoke coming out of the exhaust and the lack of performance. A rich mixture (25:1) is needed to lubricate the engine during the run in period, you may experience a lack of performance during this period. The pocket bike may run more slowly and acceleration can be sluggish, however when you change to a mixture of 50:1 you will really notice a difference. The leaner mix ignites in the combustion chamber faster and with a more explosive force than the richer mix. This means higher revs which means more power and acceleration.

We recommend that a fuel mixture of 25:1 is used to run in you mini moto, and a mixture of 50:1 is used thereafter.

Running in

Your mini moto should be run in for the first 3-4 tanks of fuel. During this period we recommend that you use a fuel mixture of 25:1. This means a mixture that is made up of 25 parts petrol to 1 part of two stroke oil. During the running in period be careful to not rev the engine to its maximum as this can damage the engine. The running in period will allow the moving parts to become well oiled and the clutch and brakes to bed themselves in. After you have run the minimoto on this fuel mixture for 3-4 tanks, check the chain and tighten accordingly, check the tyre pressure, tighten the bolts on the brakes, forks and wheels. You may also need to readjust the throttle settings to allow for the higher revs that changing to a leaner fuel mix produces. The bike should now be ready for a fuel mixture of 50:1.

Clutch

The mini moto uses a centrifugal clutch to power the drive the sprocket, which in turn drives the back wheel of your mini moto.

When you start your mini moto the clutch spins as the engine ticks over . The clutch is engaged when you pull back on the throttle. The increase in speed of revolution of the clutch makes the clutch expand and grip the inside of the clutch bell which turns the sprocket that drives the back wheel of your pocket bike.

The clutch can be set up in different ways depending on the type of performance that you want from your minimoto. Adjustable clutches are not standard on mini motos but an after market Polani or Blata style adjustable clutch can be used in your new mini moto. These allow the rider to adjust the mini motos set up in according to their preference. Setting the clutch to engage too late when the engine has built up too much power may cause the clutch to slip and never fully engage. This can result in excessive wearing. However setting the clutch to engage too early, before the power has built up in the engine can cause your pocket bike to bog down, resulting in slow acceleration. The perfect set up is to get the clutch to engage just as the engine has built enough power to rocket the mini moto away, but without making the clutch slip, this is achievable through trial and error.

Spark Plug

Making sure that your spark plug is fresh is important in a two stroke mini moto engine. You can tell a lot from the colour of the spark plug. The top part of your spark plug is covered in ceramic insulator which, when brand new is white. This part of the spark plug can change colour according to how your engine is running. The plug should appear as a nice tan colour when the engine is running perfectly, this indicates complete combustion. A greyish or white colour indicates that the engine is running too lean which can result in engine damage. In this case you should clean and check your fuel system for any obstruction, check your fuel mixture, check for loose intake manifold bolts and carburettor mounting leeks, faulty gaskets and leaking crank seals. Anywhere that your engine could potentially leek and suck in fresh air can be the source of a lean condition.

A blackened or oily spark plug indicates improper combustion and is the result of running too rich. This can be caused by too much oil in the mixture or the spark plug could be faulty and misfiring. Check the fuel mixture and replace the spark plug.

Air Filter

Your new mini moto is equipped with an air filter. Some bikes such as the B1 Origami rep liquid cooled and the Mini Dirt bike have a cone style K and N style air filter. The 2005 mk2 mini moto and the B1 Origami Replica air cooled bikes have a standard mini moto air filter. Both air filters purify the intake of air that is sucked into the carburettor. This means that the air filter should be cleaned regularly as the mini motos performance can begin to suffer as the engine can become starved of air if the air filter is choked with debris. To reach the air filter, remove the bikes bottom fairing, remove the protective cover by unscrewing the holding screws. Clean the air filter in petrol but make sure that the filter is dry before reattaching to you mini moto.

Tyres

The tyres on your mini moto are filled with air (pneumatic). Please consult your mini moto handbook for the appropriate psi. It is important to check the tyre pressure regularly, an under inflated tyre will affect the performance of your mini moto, acceleration can become sluggish and cornering can become dangerous.

Chain

Before riding your mini moto you need to make sure that the front and back sprockets are aligned and that the chain is perfectly straight running between them. Once you have established this make sure that the chain is tensioned correctly (please see your mini moto handbook). To test the tension of the chain you can manually push the pocket bike, if you hear a pinging or popping sound the chain is too loose. If the chain is noisy and starts to bind the chain is too tight. Make sure that the chain is well oiled. The chain needs to be oiled before every ride.

Gearing

The gearing of you mini moto is dictated by the number of the teeth on the front sprocket and on the back sprocket. The sprockets can be changed as an easy way to manipulate top end speed and acceleration, quite like changing gear on a mountain bike. A front sprocket with more teeth will improve acceleration, however the top end speed will be reduced. A larger rear sprocket will produce a higher top speed but acceleration will suffer. The gearing on your bike can be adjusted in accordance for the track you are intending to ride I.e. a small track with a lot of bends will suit gearing for improved acceleration, however a track with long straights will require a mini moto that is geared for a higher top speed.

Throttle

The throttle on your new mini moto is a twist grip style throttle. When you twist the throttle the throttle cable is pulled back revving the engine. It is important to keep this cable free from obstacles and clean. If the throttle begins to feel loose of gives, the tension of the cable can be adjusted via the adjusting screw.

Brakes

The brake system comprises of brake levers, brake cables, brake callipers and brake discs.

The brakes on your mini moto are operated by levers found on the handle bars. The right hand brake controls the front brake, and the left controls the back brake. Pulling on the handle pulls the brake cable which in turn pulls the lever located on the bake calliper. This action pushes the brake discs towards each other. This creates friction on the brake disc which slows down or stops the bike.

The brakes can be adjusted in the following ways.

The brake cable can be tensioned using the adjustment screw found on the brake lever. Unscrew the locking nut, twist the screw to reach the desired tension. Re screw the locking nut.

This is a two person job. Adjust the screw on the hand brake so that is at the end of its travel. Undo the clamp that holds the brake cable on the lever located on the brake calliper. One person needs to push the lever forward as far as it will, the second person needs to pull back on the brake cable and re fasten the clamp. The crake cable will now be highly tensioned.

Pull Start

To start the mini moto pull slowly to turn the fly wheel. This pumps some fuel around the engine, which lubricates the moving parts. Pull the pull start firmly in order to start the engine. Important, do not pull the cord to the end of its run as it can break. If the mini moto does not start check the choke and the throttle cable.

Choke

The choke controls the amount of air that is allowed into the air/fuel mix. The choke is adjusted via a lever located on the side and back of the engine. The choke is off when the lever is down, and on when the lever is up. When you start the mini moto the choke should be on, when the mini moto is warm and ready to ride the choke needs to be off.

Carburettor

It is recommend that any adjustments to the carburettor are made by a professional. The carburettor pumps and mixes the fuel and air. The small diaphragms, orifices and ports mix the air and fuel very precisely, this process demands clean fresh fuel.

Jet

The jet can be adjusted by the screw located in the access hole to the right of the choke lever. The jet is adjusted by the manufacture however the conditions of where you wish to ride may be different, which means that you will need to make adjustments. Turning the screw clockwise will make the bike run with a leaner mixture, and counter clockwise will richen the mixture. Only adjust the screw 1 tern a at time and then test the mini moto, this is trail and error. Please note that it is best to find the optimum setting for performance and then run a slightly richer mixture as a mix that is too lean can seize the engine.

Matt Tong has been importing and riding Mini Motos for over two years. For more information please visit http://www.minimotosandmore.com

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Sunday, January 27, 2008

Who Should Trade a Mini Forex Trading Account?

A mini forex trading account is designed for those who are new to forex trading or when the trading account balance is less then $10.000.

Mini forex account key points

- Only $250-$300 to open
- Up to 200:1 trade leverage
- 1 pip = $1 for EUR/USD and GBP/USD
- Smaller trade size

Mini forex account advantages

Build up confidence starting small

A trader can trade a mini forex account using 1 mini lot and building up lot size slowly when he makes profits in his account. A general rule is to trade ONLY 1 mini lot for every $1000 a trader has in account. For example, if an account is worth $5000, trader can take up to 5 mini lots.

Develop a forex trading strategy

Because on a mini forex account, pip value is $1 = 1 pip, trader can pay more attention on building a solid trading strategy without focusing on floating profit & Loss (P/L). Most traders with a small account balance trading on a standard account will tend to base trading decisions on profit &Loss and not on their trading strategy, they are emotionally too involved.

Their account balance fluctuations are so important that they even cant think developing a proper trading strategy. Their account size is too small for the lot size they take and every small pip loss can lead to a painful loss in their trading account.

Such traders will tend to take profits (too) soon and cut losses too late because they always hope the trade will make a reverse and come back.

Consider the following example:

A trader has a $2000 trading Account.

When trading a forex standard account, a 37 pip loss will result in a $370 loss in his trading account or 18.5% of his account balance. When taking the same trade on a forex mini account, a 37 pip loss will result in a $37 loss in his trading account or 1.85 % of his account balance.

Conclusion

By starting with a Mini account- a trader loses only a small amount on every losing transaction making it easier to stick to a disciplined trading strategy, in the long rum, this will lead to much better trading results.

Toby Smitz - Daily Operations Mini Forex Trading

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Choosing the Right Wedding Dress

Wedding dresses are a matter of personal choice and it is often the case that imagination can be a much greater plus point than money. Wedding dresses are usually specially ordered for your wedding, requiring a minimum order period of twelve weeks, so keep this in mind and call to book an appointment to view our wedding dress collections. Wedding dresses are said to be the icing on the cake on every bride's wedding day so choosing one should be done with great care and patience.

Dresses
Many brides like to consider different dresses for their wedding. Informal wedding dresses are in high demand and extremely popular. These days, all types of bridal dresses are both fashionable and acceptable. Consider the following options when deciding on informal wedding dresses that will showcase your style: Informal beach wedding dresses, Informal short wedding dresses, Discount informal gowns, Plus size informal gowns, Informal dresses for a second wedding. Although traditional white or ivory are still the most popular choice at the moment for informal wedding dresses, many brides are opting to get married in a color that is special to them.

Designer
The perfect designer wedding gowns for your special day. Designer wedding gowns are the difference between an ordinary and an extraordinary wedding experience. Designer wedding dresses are custom fitted according to the body type. Designer evening dresses are also available in different styles: strapless, one-shoulder strap, thin strap dress, thick strap dress or halters. When it is time to slip on your wedding outfit, you'll want to be certain you choose designer wedding gowns. Shopping for the perfect designer wedding dresses is an adventure in and of itself.

Informal
Informal wedding dresses are in high demand and extremely popular. Informal wedding dresses are chosen primarily by women who want something simple and comfortable, yet still elegant and enchanting at the same time. If you take the phrase "informal wedding dresses" and envision a gown that is unpretentious, relaxed, graceful and classy. Never before have women had so much choice when to comes to informal wedding gowns. While you will find some informal wedding gowns in traditional wedding dress specialty shops, you may do better to look for your gown in other places.

Bridesmaids
Bridesmaids dresses are often in whatever colour the general colour scheme of the ceremony and reception is planned to be. It is a good idea to consider your bridesmaids ideas, body types and ages in your choice of dresses, but ultimately it must be your decision. Often bridesmaids pay for their own dresses which take away some of the cost pressures you may face to have your fairytale wedding ceremony.

Conclusion
Wedding dresses are a matter of personal choice and it is often the case that imagination can be a much greater plus point than money. Wedding dresses are an expression of your personality, so don't hold back; let your imagination run wild.

Andrea Simpson owns and runs The London Bridal Shop which just happens to be one of the finest bridal shops London has seen.

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Saturday, January 26, 2008

Leave It On Or Turn It Off?

One of the oldest unresolved controversies in the computer world is: Should you leave your computer on all the time, or turn it off when it is not in use?

Compelling arguments have been made on both sides. Ill try to sum up the important points on either side, and Ill even give you my recommendation, but ultimately, its up to you.

LEAVE IT ON:

Constantly warming up and cooling down is bad for electronic equipment, and the computer experiences some mechanical wear and tear every time you turn it on and off.

Theres also the issue of convenience. Its much easier to plop down and go to work when you want to, rather than having to wait several minutes for the computer to turn on and boot up.

TURN IT OFF:

The hard drive may last longer. Since it is composed of moving parts, it stands to reason, the less they move, the longer it will last. This may not be much of an issue with newer computers. The hard drive will probably last longer than the useful life of the computer, regardless.

If the computer is on all the time, it will suck more dust through the ventilation vents. More dust = more heat = shorter life span for the computer, so it may be worthwhile to turn it off when not in use.

All computers can benefit from the occasional reboot, and turning them off allows this to happen. Over time, minor things go wrong and the computer doesnt bother to inform you; it tries to patch itself up and moves on. The cumulative affect of all these little hiccups can be to reduce performance or even cause the computer to freeze or crash. Turning the computer off now and then gives it a chance to reset itself and start fresh.

Turning the computer off when idle uses less electricity. Depending on your computer, it may use as much electricity as one or more 100 watt light bulbs. That can add up to quite a few dollars over the lifetime of the computer. Also, less electricity expended means less carbon emissions, which is better for the environment, reduces global warming, etc. etc. etc.

ON THE SUBJECT OF ELECTRICITY: While were talking about electricity, there are settings on all computers that we can adjust to save power right now.

If you have a PC running XP, right-click on the desktop, and choose properties from the menu that pops up. This will open a little window titled Display Properties with several tabs underneath. Click on the Screen Saver tab. On the bottom of this tab is a section titled Monitor power with a button labeled Power... - click on this button to bring up a window titled Power Options Properties.

On a Mac running OSX, choose System Preferences... from the Apple menu, then click on Energy Saver.

Computers running different systems will have slightly different menus and settings, but the main idea will be the same. Explaining all the different settings is beyond the scope of this article. Suffice to say, these settings let you control how long the computer can run unattended (with nothing going on) before different parts of the system are turned off, or put to sleep, to save electricity. There are separate settings for the monitor (screen), hard disk, and the system (the entire computer).

Depending on how you use your computer, you can experiment with the settings to complement the way you work. Dont be afraid to tinker. Nothing you change here will damage the computer. Of course, the more things you turn off, and the sooner you turn them off, the more energy youll save.

MY RECOMMENDATIONS: These arent Commandments; theyre suggestions. Be flexible and tailor them to your needs. If you plan on using your computer in the next 8 hours, leave it on. If not, turn it off or put it to sleep. I leave mine on during the day, and turn it off overnight. My computer is set to go to sleep if I walk away for more than twenty minutes. This way, my computer benefits from the occasional reboot, and I can reduce my total energy use, even if it is only a little bit.

Larry Spinak is a professional computer consultant and tutor in Los Angeles, CA. He started his own firm in 1999, called CompuNerds

2007 - All rights reserved

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Office Equipment Recycling And The WEEE Directive

Environmentally Friendly photocopiers and other office equipment are crucial to workplace energy-saving and waste-reduction. Many measures (procedural and technical) have been implemented by equipment manufacturers, dealers and distributors - even before the government's introduction of measures via legislation such as the WEEE directive. Additionally, all government departments and private enterprise organizations have become acutely aware in recent years of the need for the implementation of energy-efficiency measures - not least to address bottom-line profitability as well as the wider responsibility to reduce climate change.

Environmental Issues: Recycling and the WEEE Directive

Office equipment including photocopiers which previously ended up on landfill sites are no longer able to do so under the WEEE directive. The WEEE (Waste Electrical and Electronic Equipment) directive affects those involved in the manufacture, selling and distribution, recycling or treating of any electronic equipment. Affected by the directive are household appliances, information technology equipment of all kinds , telephone/telecommunications equipment, audio visual gear, lighting equipment, electrical and electronic tools, hospital and medical devices and automatic dispensers and of course, office equipment including photocopiers.

The aim of the WEEE directive is to reduce the waste generated from electrical and electronic equipment. The directive is also designed to ensure an improvement in the environmental procedures and processes of all those involved in the life cycle of electrical and electronic products. Manufacturers, sellers and distributors of office equipment are responsible for taking back and recycling electrical and electronic equipment. They are also required to achieve a series of rigorous recycling and recovery targets for different categories of appliance. Responsibilities can be discharged in a number of ways, including financial contributions.

Environmental Issues: Energy Efficiency and Fossil Fuel Consumption

Apart from computers and associated print devices, photocopiers are without doubt the most common items of office equipment in use today. Due to the need to be used "on demand", they can incur a significant environmental cost in terms of energy and paper usage and consequent greenhouse gas emissions

Thus power management features are important for saving energy and an easy way to reduce air pollution. Energy efficient photocopiers provide a significant step towards reducing the environmental impact of office photocopiers. Such machines come provided with "energy saving" mode so that when not in use they "power down". This feature alone can reduce the energy needed to support the machine in periods of low activity by over 60%.

A major energy-saving feature of the latest photocopiers are so-called "on demand" fusing systems. A thin fixing film, rather than a thick heating roller is used. Additionally, a ceramic heating element, rather than a halogen heater is used. With these twin innovations, the latest photocopiers operate with greatly improved energy efficiency and lower heat requirements. Heat is used only when paper is passed through the fixing mechanism and images are "fixed" via the fixing film. In addition to this, the new technology can allow the photocopier to make the change between a cool energy-saving "sleep mode" to full operating temperatures in less than 10 seconds. This is a major advantage over conventional systems, which typically take more than one minute.

Elements of this innovative system are available on the latest Konica Minolta bizbub series, including the bizhub C451. The induction heating fusing technology on the bizhub C451 is also one which minimises energy consumption and maximises energy efficiency, by fusing at a lower temperature.

Such technology is paving the way to increased energy efficiency - especially when coupled with an increase in the availability of "duplex" (paper-saving double-sided copying and printing) as standard.

Jimi St. Pierre writes for several Office Equipment suppliers in the UK, including office equipment supplier Officemagic. The Officemagic website has more about the WEEE directive. The Officemagic range of mutifunctional office equipment can be found at => www.officemagic.co.uk

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Top Tips On Home Theater Systems

Complete home theater devices involve everything you require to turn your TV room into your own private theater. A lot of systems may be configured to adapt to any size room and top systems only will support up to seven surround speakers. Various of the smaller devices will need more type correction to support this many speakers but it is still possible in some cases.

Home theater systems could be bought one piece at a time or you may purchase a complete device which includes a DVD player, speakers, and a receiver. You will find bunch brands and plenty prices. More interesting locations for bargain buys include outlet stores including the local classified sections and Ebay auctions.

Home private entertainment
Till you go out and hedge buying, there are a few things you need to think about. Having your own home theater allows you to entertain a few friends or purely enjoy the privacy of your own home when you decide to watch a movie, concert or sport event.

Taking A Look At The components Of Home Theater Systems
The receiver is the feature which receives the signals from diverse devices such as a DVD player or VCR. It then amplifies these signals and sends them to your TV and your speakers. Lots of receivers will come with speakers which you may attach to your home theater room.

Surround sound is one of the benefits much people are looking for whilst bargaining a home theater device. Surround sound is what turns your ordinary tv into a tremendous home theater perception. When placing your speakers to get that surround sound you will require a strict minimum number of 2 speakers in front of you and 2 speakers in the back.

Home Theater Setup
Dealing your home theater does not mean making a sizeable dent in your wallet because it is possible, and even recommended to stay within budget and still get a great experience. Having the acceptable home theater setup in the home is now something that is a must, especially as quite a few people are turning to watching a variety of media inside their home on a frequently bases rather than going out for entertainment. Comfort of their home is the keyword here

Probably the most substantial component of all is the tv. For a large number of people the direct view television is the one they are super familiar with. These televisions offer a great picture but they are limited in their size. The largest direct view tv a the home theater setup will also require checking prices on items so that you can affect savings, and remember also that the best home theater need is one that measures forty inches. Another choice for home theater systems is the projection tv. There are 2 styles of projection televisions, the one in front and the one in the back.

In the basement, you can use two or more walls that are made of concrete as well as earthen barriers that make them ideally soundproof, which means you may save money on soundproofing construction costs and thus spend extra on a superior home theater system with the money saved.

Marc Simard
Author and Webmaster SEO
http://www.atpeacemusic.com

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